Friday, February 13, 2015
Thursday, February 12, 2015
Happy Galentine's Day y'all! <3
Wednesday, February 4, 2015
Now I'm not proclaiming I know anything about money, because let's be honest, I went over budget every month last year(that is, when I finally created a budget), but 2015 is a new year. I'm also going to Greece this summer, leading to the fabulous life of a college student, again. So how does one balance shopaholic tendencies, a social life, and other necessities like food? Well, I'm still trying to figure it out. However, by creating a budgeting series, I have hopes I might actually hold myself accountable. That should help, right?
Above is a simplified breakdown of my own budget. Now where is the rent you ask? Fortunately, I live at home. Austin housing is not getting any less expensive and neither are my student loans(at least not by much). For now, my extra savings go towards student loans and more student loans. Depending on your finance situation, I recommend putting those extra savings towards your main goal. Whether it's traveling, a new car, or debt - it's worth the saving!
Now that January has ended, I can announce I successfully stuck to most of my budget! Most importantly, my $70 shopping budget(I get paid bi-weekly). For some it might be limited, for others it might be generous. Because I tend to go over this number more often than not, I've decided to share my shopping purchases at the end of each month. Also, I'm curious about the amount of clothing I buy. Since I've graduated and started this blog, my closet has grown immensely. What started out as "I can wear that for my blog" or "This blogger has the exact same one", has turned into simply put, too much. Instead of buying every good deal in sight, I'm hoping to focus on pieces I love and pieces that will last. Check out my January purchases below:
Look who came under budget! Fingers crossed this month goes just as well. A shorter month means less purchases, am I right? What are some of your budgeting goals? If you have a budget, how do you stick to it? Let me know your budget tips!
Shoe Rack(Thrifted): $6
Clinique Toner(Macy's): $32
Michael Kors Skirt(Thrifted): $3
Workout Shirt(Thrifted): $1.50
Plum Top(Old Navy): $7
Ankle Pants(Old Navy):
$15 Gift Card